Hard Money Loan Programs
Fix & Flip Lending
The fix and flip program can help provide you with fast, easy, and reliable funding on your light to heavy renovation projects. Our program works whether you are a new or experienced investor. We work with you throughout each step of the process from analyzing your deal to the time you pay off your loan and everything in between from underwriting, funding, servicing, and managing the construction with you and your team.
Program Details
Interest Rate:
Rates Starting at 9.49%
How Interest is Charged:
Interest Charged As Drawn
Property Type:
Single Family and 2-4 Unit Multifamily
Income Verification:
No Tax Returns Required
Credit Score (FICO):
Minimum FICO of 650
Max Loan to ARV:
Up to 70% LTV (75% on Case-by-Case Basis)
Experience Requirements:
No Prior Experience Required
Loan Term:
12 Month Term w/ No Prepayment Penalty
New Construction Lending
As the market continuously shifts and good deals are few and far between, many investors turn to New Construction. Widely Considered by many to be the “pinnacle of real estate investing”, New Construction offers the opportunity to leave a lasting imprint on the home, neighborhood, and community that you are investing in. We can help you start and scale your next project.
Program Details
Interest Rate:
Rates Starting at 7.99%
Experience Requirements:
Strong Credit, Liquidity, and Experience
Property Type:
Single Family and 2-4 Unit Multifamily
Build Type:
Stick or Modular Build
Max Loan to Cost and Loan to ARV:
Up to 90% LTC and 70% ARLTV
Loan Term:
12-18 Month Term Available
How Interest is Charged:
Interest Charged As Drawn
Project Description:
Land Development or Knockdown Deconstruction
Rental Lending
Real estate investors looking to purchase income-producing rental properties can scale and grow their portfolio quickly with our flexible rental program. Our entire process is completed in-house including underwriting, process, and funding. We can offer you fast, easy, and reliable funding for a purchase only, refinancing an existing property you own, or performing a cash-out refinance from the equity built in the home.
Program Details
Interest Rate:
Rates Starting at 7.99%
Experience Requirements:
Strong Credit, Liquidity, and Experience
Property Type:
Single Family and 2-4 Unit Multifamily
Build Type:
Stick or Modular Build
Max Loan to Cost and Loan to ARV:
Up to 90% LTC and 70% ARLTV
Loan Term:
12-18 Month Term Available
How Interest is Charged:
Interest Charged As Drawn
Project Description:
Land Development or Knockdown Deconstruction